Finance

0% Finance

Making your treatment more

affordable

At the practice, we can provide access to interest-free and interest-bearing finance options that allow you to spread the cost of treatment, making it more affordable*

There's a range of finance facilities available, allowing you to choose the one that suits you best.

Sounds interesting? Read on to find out more!

*Options may vary from practice to practice. Speak to your practice for more information.

Your questions answered!

We've tried to answer the most commonly asked questions here, but if there's anything else you'd like to know, please speak to a member of the team.

Almost anyone, if you are over 18 and a UK resident, subject to status and usual credit checks. You don't have to belong to a membership plan and you don't need to be a regular visitor at this practice. Access to facilities will be subject to an online credit application.

You can use our finance options for just about any treatment we provide, although they're particularly suited to cosmetic, restorative, orthodontic and dental implant treatments.

Please ask a member of the team for more details.

Our range of finance facilities cover any treatment which costs over £350* and up to a maximum of £25,000.

Much like any other finance facilities, you repay them in monthly payments over an agreed term.

These payments are collected by Direct Debit.

With our interest-free facilities, you pay the cost of your treatment – no more, no less. In terms of the interest-bearing facilities, there will be an interest element which will be made clear to you at the outset. In both instances, we provide you with a quotation that shows the monthly payment over the term of the loan. There are no hidden costs and an upfront deposit isn't always necessary.

Designated members of the practice team will be able to go through the various terms with you so you can decide which option works best for you.

Once your treatment plan and costs have been agreed, you'll be able to complete an easy-to-use online credit application.

The application takes just a few minutes to complete and the decision is given instantly.

If your application is approved, we can schedule treatment following the mandatory 14-day 'cooling-off' period.

The dental practice, Medenta Finance Limited and V12 Retail Finance Limited are credit brokers and not lenders. Medenta introduces practices to V12, V12 only offers credit products from Secure Trust Bank PLC.

We will let you know as soon as the situation arises. Should treatment costs increase, you can, depending on the amount, choose to have an additional finance option to cover the extra costs, subject to further credit status and affordability checks. If costs decrease, options can be discussed with the credit provider.

You can apply for finance for each course of treatment, subject to the usual credit check.

The advantages at a glance

For anyone considering using interest-free finance facilities to fund their private treatment, the advantages are clear:

Makes treatment more affordable – by allowing you to spread the cost, you can opt to have the treatment you want, when you want it.
Greater choice of treatments – by making treatments more affordable, you can access a wider range of treatments and choose the one perfect for you.

Payment terms to suit you – with a range of options available, you can choose the one best suited to your circumstances*.
No upfront deposit option* – with the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.

*Options may vary from practice to practice, for example, term, product, lending level and deposit. Speak to your practice for more information.

0% APR representative example